歉
JLPT HSK 4

qiàn
Left: combined, twice 兼 (A hand /ヨ holds two rice plants 禾 combined.), right: lack 欠 (A yawning person 人 is lacking sth.)
Having a double lack, means deficiency and regrets.

	赚
JLPT HSK 4

zhuàn, zuàn
Left: money 贝/貝, right: double, combined 兼 (a hand /ヨ holds two rice plants 禾 combined.)
"Compound interest effect": Money makes combined more profit.

	兼
JLPT HSK 5

jiān
A hand /ヨ holding two rice plants 禾 (cf. grasp 秉)
A hand is holding two rice plants double / combined.

	谦
JLPT HSK 5

qiān
Left: word 讠/言, right: twice, combined 兼 (a hand holding two rice plants 禾)
His words about the (many) rice plants in his hand, were modest and humble.

	廉
JLPT HSK 6

lián
Outside: building 广, below: twice, combine 兼 (A hand /ヨ holds two rice plants 禾 combined.)
(Terraced/rowed housing:) Buildings that are combined are cheaply-priced.

	嫌
JLPT HSK 6

xián
Left: woman 女, right: combine, twice, concurrently 兼 (A hand ナ/ヨ holds two rice plants 禾 combined.)
(Women want a monogamous partnership:) If women do it in combination, she dislikes it.

	镰
JLPT no HSK

lián
Left: metal 钅/金, right: cheaply-priced 廉 (here: image of a sickle 广, combine 兼 [A hand holding two rice plants 禾])
Made of metal is the sickle 广, which cuts combined (plant's bundles): The sickle.